CalSavers will soon apply for those California businesses that have 1-4 employees, and you will need to register with CalSavers by December 31, 2025, UNLESS you participate in another retirement plan. There are many plans that can be implemented to avoid the need to register for CalSavers such as a SIMPLE IRA, SEP IRA, 401k, 403b, or pension plan. Read our prior blog post on how the program works. Note: Failure to register or maintain current employee rosters and facilitate payroll contributions may result in penalties.

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