Since 1991, BFSG has been providing personalized and comprehensive wealth management and consulting services predominantly to individuals and institutions. At BFSG, we take immense pride in our diverse clientele, each with unique aspirations and needs. Both our wealth management and institutional clients have worked hard to accumulate their assets, and they turn to us for advice and guidance surrounding key financial decisions.

Our wealth management clients include:

• Individuals that are retirees, going through a life event (i.e., death, divorce, relocation), and newly independent young professionals.
• Entrepreneurs and corporate executives looking for help with their business, executive benefits, and stock options.
• Multi-generational families focused on wealth preservation and wealth enhancement.

Our institutional clients are primarily retirement plan sponsors who manage employer-sponsored plans like 401(k),403(b), and 457(b) plans. Our institutional clients cover a vast array of industries including both the private and public sector.

Yes. As sworn fiduciaries, you can rely on our team to strive to put your interests ahead of our own and only recommend strategies that we would recommend to our own families. BFSG is committed to our fiduciary obligation and transparent in all matters. Our alignment with client interests is reflected in our service model; we adhere to strict fee-for-service pricing in both the institutional and wealth management divisions. We do not sell any product, nor do we receive any compensation from any source other than our clients.

We currently have two offices located in Irvine, CA, and Phoenix, AZ. However, we have clients spread throughout the U.S. and even in several other countries.

BFSG harnesses the combined strength of our wealth management and institutional teams to help achieve the goals of our clients. 

Our Wealth Management team provides financial planning and wealth management services for individual investors. Our services include, but are not limited to:

• Portfolio construction and investment management
• Investment performance reporting
• Comprehensive retirement and financial planning
• Social security claiming analysis
• Retirement income withdrawal strategies
• Pension plan payout analysis

Our Institutional Services team provides advisory services for retirement plans in both the public and private sectors. Through custom, process-driven strategies, we tailor our approach to clients’ unique needs with services including, but not limited to:

• Investment consulting
• Fiduciary compliance consulting
• Provider search and selection
• Vendor contract negotiations and benchmarking
• Plan cost evaluation
• Employee education/communication

A financial advisor can help you focus on the future and gain control of your personal finances. Our Certified Financial Planner™ professionals know how to help optimize your portfolio for today and adapt it for tomorrow. Our financial planners will guide you every step of the way as you embark on your new journey.

BFSG provides a boutique investment management experience and we work to empower people through education, knowing that an informed person will make the best decisions. We are committed to problem solving and personalized strategies, as we provide wealth management and corporate retirement plan consulting services designed for you. Since our founding, we have believed in doing the right kind of business, done the right way. We go the extra mile with the intention to deliver an exceptional client experience to every client that has put their trust in BFSG.

When you trust us with your money, you are trusting us with an integral part of your life. It’s a massive, humbling responsibility we are honored to take on. We work every day to make the best decisions supporting your happiness, comfort, and financial security. However, this is about more than money. We are helping to guide and support your financial goals, your life goals, and your legacy. And when your unique objectives drive your entire wealth management strategy and investment team, that’s what we call investing by design.

One of the hallmarks of BFSG is that our firm has a tremendous amount of experience and a wide bench of investment professionals that are drawn from the different areas of the firm. Chartered Financial Analyst® Charterholders, Certified Public Accountant/Personal Financial Specialist, Certified Financial Planners™ professionals serve your investment and wealth management needs. Visit BrokerCheck for more information about our advisor’s/consultant’s relevant experience, licenses, education, and other qualifications.

BFSG is a fee-only advisor, meaning that we are only paid directly by the fees our clients pay. We do not offer any commission-based products like life insurance, nor do we receive referral fees if we refer a client to someone for additional services like tax preparation or an estate planning attorney. This compensation model is critical to providing our clients with unbiased and objective financial advice.

The fee that we charge is generally expressed as a percentage of assets under management (as described in our Form ADV Part 2A disclosure brochure and reflected in the agreement with us). Financial planning and investment management services are generally both included in this fee. In some cases, we charge fixed fees or hourly fees for investment advisory and financial planning services as reflected in the agreement with us.

Rather than working with one person, all our clients, whether they are an Institutional or Wealth Management client, work with a team of investment and administrative professionals who work together to offer solutions in critical areas of your financial life or in serving your retirement plan. BFSG prefers to use a team-based approach which is designed to provide the best possible experience for our clients. There will be a Lead Advisor/Consultant who will be your primary point of contact. Other team members will also be involved, providing additional expertise and the ability to step in and help you get the best service possible.

Meetings will be scheduled as they are needed for continuous monitoring of the investment portfolio and financial plan or retirement plan, but your BFSG team is always a call or a click away. We encourage clients to reach out with any questions, advice or concerns they have at any time. Our job is to support our clients. Our communication with our clients doesn’t stop there and our clients look forward to other ways we connect with them and support them:

• Quarterly newsletters describing our current outlook on the financial markets and asset allocation.
• Client alerts on legislative updates, tax updates, retirement contribution limits, etc.
• Educational webinars to help improve retirement readiness and overall financial knowledge.
• Weekly blogs and emails discussing current hot topics and financial market trends.