Target Date Fund Evaluation
Target Date Funds (TDFs) are not a one-size fits all solution. There are a number of considerations from an employee demographics perspective. The basics of BFSG’s process for this evaluation are below, though this is only meant to describe the basic framework. Additionally, BFSG also has more customized asset allocation model program available that serve a similar purpose while utilizing the Plan’s underlying investment options. Click here for more information on this approach.
Glide Path Construction
- Conduct Participant Diversification Analysis
To vs. Through
- Do participants remain in the Plan after retirement?
Active vs. Passive vs. Hybrid
- Participants use of other passive funds in menu?
Quantitative Review
- Evaluate each vintage relative to the peer group on the basis of performance, risk-adjusted performance, and fees.
Qualitative Review
- Evaluate series and underlying holdings are evaluated on a qualitative basis: management team & tenure, firm structure, process and strategy, market cycle and economic environment.
Investment Consulting
Vendor Management
Fiduciary Governance
Participant Services
Complimentary Fee Analysis and Investment Review
All we need is a copy of your 408(b)(2) Plan Sponsor Fee Disclosure and we will provide a report which benchmarks fees and investment performance against industry averages.
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Wealth Management & Institutional Services
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Arizona Office
Wealth Management
1643 E. Bethany Home Road, Phoenix, AZ 85016
